We believe cost should never be the reason someone doesn’t get the mental health care they need. That’s been true since the day we opened, and it’s true today. We accept several major insurance plans, offer reduced rate slots, and work hard to make therapy accessible at every budget. If cost is a concern, please contact our office. We do our best to get people in regardless of budget.

Insurance We Accept

We are in-network with the following insurance providers:

Aetna — Accepted for all services in all states we serve.

Cigna — Accepted for all services in all states we serve.

Blue Cross Blue Shield (BCBS) — Accepted in North Carolina only.

Northwell Direct — Accepted in New York only.

UnitedHealthcare (UHC) — Accepted for DBT group therapy services only.

HealthFirst — Coming soon. Contact us if you are a HealthFirst member and we will let you know as soon as we are accepting this plan.

If you don’t see your insurance listed, that doesn’t mean we can’t work together. Many clients use out-of-network benefits to cover a portion of their session costs, and we can provide you with a superbill (a detailed receipt) that you submit to your insurance company for reimbursement. We also offer reduced rate slots and work on a case-by-case basis to make sure cost isn’t the thing that keeps you from getting help. The best thing to do is reach out to us and let us figure it out together.

How to Use Your Insurance With Us

If you’d like to use your insurance for therapy at Kind Mind, here’s what to do:

Before your first session, call the member services number on the back of your insurance card and ask the following questions: Does my plan cover outpatient mental health services? Do I have a copay, coinsurance, or deductible for behavioral health visits? Is Kind Mind Psychology in-network with my plan? Do I need a referral or prior authorization?

You can also contact our office and our team will help you verify your benefits before your first appointment. We want this part to be as painless as possible.

Out-of-Network Benefits

If your insurance plan is not listed above, you may still have out-of-network (OON) benefits that can reimburse you for a significant portion of your session costs. Here’s how it works: you pay our session fee at the time of service, we provide you with a superbill, and you submit it to your insurance company for reimbursement. Reimbursement rates vary by plan, but many of our clients recover 50 to 80 percent of their session costs this way.

To find out if you have out-of-network benefits, call the member services number on the back of your insurance card and ask: Does my plan include out-of-network mental health coverage? What is my out-of-network deductible, and how much of it have I met? What percentage of the session fee will be reimbursed after I meet my deductible?

Session Fees

Our fees vary based on the clinician’s level of training, licensure, and experience. Every clinician on our team is deeply trained and supervised, and every client receives the same standard of care.

Dr. Monica Johnson, PsyD — Founder and Licensed Psychologist Dr. Johnson’s caseload is often full. If you are interested in working with her directly, please contact our office to inquire about availability and fees.

Psychologist — $225 and up per session Psychologists are fully licensed doctoral-level clinicians with advanced expertise in assessment, diagnosis, and evidence-based treatment across a range of clinical presentations.

Associate Psychologist — $175 and up per session Associate Psychologists hold doctoral degrees and are completing supervised hours toward full licensure. They bring advanced clinical training in assessment, diagnosis, and evidence-based treatment.

Associate Therapist — $135 and up per session Associate Therapists hold master’s degrees and are completing supervised hours toward full licensure. They are trained in CBT, DBT, EMDR, and other evidence-based modalities.

Advanced Clinical Resident — $25 and up per session Advanced Clinical Residents are graduate-level clinicians in the final stages of their clinical training, working under close supervision by our licensed psychologists. This is one of the most affordable ways to access high-quality, evidence-based therapy.

Executive Functioning / ADHD Coaching — $85 and up per session Our ADHD coaching services focus on building practical skills for time management, organization, task initiation, and daily structure. Coaching is available nationwide.

Reduced Rate Slots

All of our Psychologists, Associate Therapists, and Associate Psychologists have a limited number of reduced rate slots available at $85 and up per session. These slots are offered on a case-by-case basis. If cost is a barrier for you, please let us know when you contact our office. We would rather work with you to find a number that works than have you not get the help you need.

Our Commitment to Accessibility

Kind Mind Psychology was founded on a mission to reduce healthcare disparities in both access and quality of care. That mission shapes our fee structure. Between our in-network insurance options, reduced rate slots, Advanced Clinical Resident sessions starting at $25, and our willingness to work with you individually, there is almost always a path to making therapy happen. Please don’t let cost be the reason you don’t reach out. Contact us and let’s figure it out together.

Where We See Clients

All services, including individual therapy, couples therapy, sex therapy, teen therapy, and family therapy, are available virtually in New York, New Jersey, and North Carolina. Group therapy is available across all PSYPACT states. Executive functioning / ADHD coaching is available nationwide.

Frequently Asked Questions About Insurance and Fees

Does Kind Mind Psychology accept insurance?

Yes. We are in-network with Aetna, Cigna, Blue Cross Blue Shield (North Carolina only), Northwell Direct (New York only), and UnitedHealthcare (for DBT group services only). We will also be accepting HealthFirst soon. If your plan is not listed, you may still be able to use out-of-network benefits to cover a portion of your session costs. Contact us and we will help you figure out your options.

How much does therapy cost at Kind Mind Psychology?

Session fees depend on the clinician you work with. Advanced Clinical Residents start at $25 per session. Associate Therapists start at $135 per session. Associate Psychologists start at $175 per session. Psychologists start at $225 per session. Executive functioning and ADHD coaching starts at $85 per session. All Psychologists and Associates also have limited reduced rate slots available at $85 and up. We encourage you to contact our office to discuss pricing, because we genuinely try to work with every budget.

Does Kind Mind offer sliding scale therapy?

Yes. All of our Psychologists, Associate Therapists, and Associate Psychologists have reduced rate slots available starting at $85 per session. Our Advanced Clinical Residents offer sessions starting at $25. We are committed to making therapy accessible and encourage anyone concerned about cost to reach out so we can find something that works.

What is a superbill and how do I use one?

A superbill is a detailed receipt that includes all the information your insurance company needs to process an out-of-network claim: the provider’s credentials, your diagnosis, the service provided, the date of service, and the amount you paid. After each session, we provide you with a superbill that you submit to your insurance for reimbursement. Many clients recover a significant portion of their session costs this way.

Can I see Dr. Monica Johnson directly?

Dr. Johnson’s caseload is often full. If you are interested in working with her, please contact our office to ask about her current availability. Our team can also match you with another clinician whose expertise and style align with what you’re looking for.

What is an Advanced Clinical Resident?

Advanced Clinical Residents are graduate-level clinicians completing the final stages of their clinical training at Kind Mind Psychology. They work under close supervision from our licensed psychologists and are trained in evidence-based approaches including CBT, DBT, and EMDR. Working with a Resident is one of the most affordable ways to access high-quality therapy, with sessions starting at $25.

What is the difference between a Psychologist, an Associate Psychologist, and an Associate Therapist?

Psychologists are fully licensed doctoral-level clinicians (PsyD or PhD). Associate Psychologists hold doctoral degrees and are completing supervised hours toward licensure as a Licensed Psychologist. Associate Therapists hold master’s degrees and are completing supervised hours toward licensure as a Licensed Clinical Social Worker (LCSW), Licensed Mental Health Counselor (LMHC), or equivalent. All are trained in evidence-based modalities and are closely supervised by our licensed psychologists. The difference is the level of graduate training and licensure status, which is reflected in the fee structure.

Does Kind Mind offer virtual therapy?

Yes. All sessions are conducted virtually. Individual therapy, couples therapy, sex therapy, teen therapy, and family therapy are available in New York, New Jersey, and North Carolina. Group therapy is available across all PSYPACT states. Executive functioning and ADHD coaching is available nationwide.

How do I get started?

Contact our office by phone or through our website. Our team will ask about what you’re looking for, help you verify your insurance benefits, discuss fees, and match you with the right clinician. We make the intake process as straightforward as possible.

Ready to get started? Reach out to us today. You can also call our NYC office at 646-918-1181 or our Charlotte, NC office at 704-218-9194.